When applying for a mortgage
- 1Though shalt not change jobs, become self-employed or quit your job.
- 2Though shalt not buy a car, truck, or van (you may be living in it).
- 3Though shalt not use credit cards excessively or let current accounts fall behind.
- 4Though shalt not spend money you have set aside for closing.
- 5Though shalt not omit debts or liabilities from your loan application.
- 6Though shalt not buy furniture until after closing.
- 7Though shalt not originate any inquiries into your credit.
- 8Though shalt not make large deposits without checking with your loan officer.
- 9Though shalt not change bank accounts.
- 10Though shalt not co-sign a loan for anyone.